Shawls        2,500
Suits         1,000
Calicoes      1,500
Velvets       2,000
Gloves        1,000
Furs          1,000
Hosiery         600
Boys' clothing  700
Notions         600
Embroideries  1,000
Carpets       5,500


The total daily receipts average $60,000, and have been known to amount
to $87,000.

Salaries of subordinate clerks range from $5 to $25 per week. The cash
boys receive $5 per week. If not fined for misconduct they receive a
reward of $1 per month, and a further reward of $5 at the end of each
half year. They are promoted as fast as their conduct and vacancies in
the force of salesmen will allow. The number of employes being so large,
the proprietor is compelled to keep them under the constant espionage of
two experienced detectives, and each evening when they leave the store
they are required to do so through a private door on Ninth Street, where
the detectives are stationed to see that none of them carry away
articles which do not belong to them.

The number of visitors to the establishment in the busy season is very
large. On special occasions, such as opening days, it is said to have
reached fifty thousand, but the general average is placed at fifteen
thousand, and they represent every grade in life. Rich and poor mingle
here freely.

The floors are arranged simply, and with regard to business rather than
for show, but every thing is elegant and tasteful. The sub-cellar is
used as a store-room for goods in cases. Here the fabrics are opened and
sent to their departments. The cellar is the carpet sales-room. The
first floor is the general sales-room, and is the most attractive place
in the building. It is three hundred feet long by two hundred wide, and
is provided with one hundred counters, each fifty feet in length. Behind
these counters the goods are arranged, with no effort at display, on the
shelves, which rise but a few feet above the counters. There is an
abundance of light in all parts of the house, especially over the silk
counters, which are just under the rotunda. The second floor is taken up
with ladies' suits, shawls, curtain goods, etc., and the next floor is
devoted to the same purpose. The fourth floor is used as a manufactory
for making up the suits, etc., placed on sale or ordered by customers;
on the fifth is the fur-room and upholstery manufactory; and the sixth
is occupied as a laundry. The most perfect order is maintained in every
part of the establishment, the mere direction of which requires
administrative ability of a very high character.

As fast as the sales are made, the articles, unless taken away by the
purchaser, are sent to the parcel desk, which is located in the cellar.
This is the busiest department in the house, and one of the most
important. Each order is accompanied by a ticket stating the quality and
amount of the goods, the price, and the address of the purchaser. It is
remeasured and examined here, so that any error on the part of the
salesman may be detected and repaired. Errors of this kind, however, are
rare, and the burden of the labor in this department consists of making
the goods up into secure packages and sending them to their
destinations. The tickets delivered at the parcel desk are then sent to
the checking desk, which is also in the basement, where they are
compared with those delivered by the salesmen to the cashiers, and if no
error is discovered, the goods are sent to the wagons for delivery.

The wagon department constitutes a very important branch of the
business. The vehicles and horses are accommodated in a fine stable on
Amity Street, near Broadway. The building was formerly a Baptist church,
and was presided over by the Rev. Dr. Williams. When the congregation
went higher up town, they sold the old church, which found a purchaser
in Mr. Stewart. He converted it into a stable, and has since more than
doubled its size. The floor was taken up, a sewer built to carry off the
waste water, and the place paved with brick and cement. It is now one of
the best stables in the city. It contains over forty horses, and five
grooms are on hand to attend to them. There are eight wagons employed at
the up-town store to deliver parcels to purchasers, while thirteen
single wagons are used by the lower store to cart single cases around
town. In addition to these, there are ten double trucks to haul heavy
goods. Twenty-seven drivers are employed, and thirteen hundred bushels
of oats and fifty tons of hay are fed out during a year. The place is in
charge of a watchman at night, and during the day is managed by a
superintendent. At half-past eight the trucks report at the down-town
store, and remain there all day. At the same moment one of the light
wagons is dispatched to the retail store, and at once takes out the
early sales. In an hour another wagon follows it, and this course is
pursued all day until six o'clock, when the last wagon takes the last
sales. By this system purchasers receive their parcels with dispatch,
and the immense business of the day is entirely finished. Every week the
superintendent of the stables makes a report of the condition of the
horses and wagons, and this "stable report" is carefully inspected at
head-quarters. In case of sickness or stubborn lameness, the horses are
sent to the country to recruit.

Mr. Stewart has a farm at Tuckahoe, where the invalid horses are kept,
and where much of their provender is raised. This farm is noted for the
valuable marble quarry which furnished the stone from which his new
mansion on Fifth Avenue is built.

The retail store contains fabrics of every description and price. The
wife of a millionaire can gratify her fancy here to its utmost limit,
while the poor sewing-girl can obtain her simple necessities at the same
price which is demanded for them from the rich. In the shawl department,
there are "wraps" worth as much as $4,500, but not more than one or two
find a purchaser in the course of a year. Shawls at $3,000 find a sale
of about twenty a year, and the number of purchasers increases as the
price diminishes. The wealthy ladies of New York deal here extensively.
One of the clerks of the establishment recently made a statement that a
fashionable lady ran up a bill of $20,000 here in two months.

Mr. Stewart, though leaving the details of the retail business in the
hands of Mr. Tuller, the general superintendent, yet keeps himself
thoroughly informed respecting it, and exercises over it a general
supervision, to which its increasing success is due. He knows exactly
what is in the house, how much is on hand, and how it is selling. He
fixes the prices himself, and keeps them always at a popular figure. He
is said to have an aversion to keeping goods over from one season to
another, and would rather sacrifice them than do so. He has no dead
stock on hand. His knowledge of the popular taste and its variations is
intuitive, and his great experience enables him to anticipate its
changes.

"There can not be so much selling without proportionate buying, and
Stewart is as systematic in the latter as the former. Of late he has not
acted personally in making purchases, but has trusted to the system
which he organized some years ago, and which he has found to admirably
answer as his substitute. He has branch establishments exercising
purchasing functions only in Boston and Philadelphia, in the United
States; in Manchester, England; and in Paris and Lyons, France. But
while these are his agencies, his buyers haunt the marts of the whole
world. There is no center of commerce or manufacture of the wide range
of articles in which he deals, on either of the continents, where he is
not always present by deputy to seize upon favorable fluctuations of the
market, or pounce upon some exceptionally excellent productions. He
owns entire the manufactory of the celebrated Alexandre kid-glove. He
has a body of men in Persia, organized under the inevitable
superintendent, chasing down the Astrachan goat heavy with young, from
which the unborn kids are taken and stripped of their skins, thus
sacrificing two animals for every skin obtained. He rifles Lyons of its
choicest silks, the famous productions of Bonnet and Ponson. Holland and
Ireland yield him the first fruits of their looms. Belgium contributes
the rarest of her laces, and the North sends down the finest of its
Russian sables. All the looms of France, England, Belgium, and the
United States are closely watched, and the finest fabrics in dress
goods, muslins, carpets, and calicoes are caught up the moment the
workmen put on the finishing touches. He buys for cash the world over,
and is a customer every-where so recognized as desirable that he has his
choice of industrial productions, and on more advantageous terms than
his rivals can purchase what he leaves. He has been so long in the
business, and has become so thoroughly versed in the productions of
different looms in different countries, that it is now his practice to
select certain mills noted for excellence of work, and take their entire
supply, and thus it happens that there are many looms in the busiest
haunts of the Old and New Worlds that toil unceasingly on his account.

"By buying thus largely in foreign lands, he is, of course, the largest
importer in the nation, and his duties average $30,000 gold per day.
Every year his business steadily increases, and there is apparently no
practical limit at which it will stop. As prudent in vast affairs as
other men are in small, he insures liberally, and has policies renewed
every third day throughout the year. But, while leaning upon the
insurance companies, he is utterly independent of the banks; he has
never asked one of them to 'carry' him through a crisis, and should such
a contingency arise, there is no bank in the world competent to the
task."

Mr. Stewart is now sixty-eight years old, but looks much younger, being
still as vigorous and active, both mentally and physically, as most men
of forty-five. He is of the medium size, has light-brown hair and beard,
which are closely trimmed. His features are sharp, well cut, his eye
bright, and his general expression calm and thoughtful. His manner is
reserved, and to all but his intimate friends cold. He dresses with
great simplicity, but with taste, and in the style of the day. His
habits are simple, and he avoids publicity in all things. Standing as he
does at the head of the mercantile interests of the country, he affords
a fine example of the calm and dignified manner in which a man of true
merit may enjoy his legitimate success, and of the good use he may make
of its fruits.




CHAPTER IV.

AMOS LAWRENCE.


Amos Lawrence was born at Groton, Massachusetts, on the 22d of April,
1786. His ancestor came of a good English family, and was one of the
company which sailed from England for the New World under Governor
Winthrop, in 1630, and which, according to Grahame, contained "several
wealthy and high-born persons, both men and women, who expressed their
determination to follow truth and liberty into a desert, rather than to
enjoy all the pleasures of the world under the dominion of superstition
and slavery." This Lawrence settled in Watertown, and was one of the
original proprietors of the town of Groton, which was founded in 1655.
Samuel Lawrence, the father of the subject of this memoir, was the fifth
in descent from the founder of the family, and was himself a gallant
officer of the American army in the War of the Revolution, the close of
which found him the possessor of a small farm, which yielded a modest
support for his family.

Young Amos was brought up on the farm, with none of the advantages of
wealth, and with but a limited education, which he gained at the village
schools, and which was seriously interfered with by his delicate health.
He received his final training at the Groton Academy, to which, in after
life, he became a liberal patron. "As we children came forward," he
wrote, late in life, "we were carefully looked after, but were taught
to use the talents intrusted to us; and every nerve was strained to
provide for us the academy which is now doing so much there." Toward the
close of the year 1799, when but a little over thirteen years of age, he
took his final departure from school, and entered a store in the village
of Dunstable, as clerk.

He remained there but a few months, and then returned to Groton, where
he obtained a place as apprentice in the store of a Mr. Brazer. This was
the largest establishment in the place, and conducted a very important
trade with the country for miles around. Boston was so far, and so
difficult to reach in those days, that Groton came in for nearly all the
business of its vicinity which the railroads have now taken to the city.
Mr. Brazer's establishment, which was known as a "variety store," came
in for the best part of this trade. Every thing was sold there;
"puncheons of rum and brandy, bales of cloth, kegs of tobacco, with
hardware and hosiery, shared attention in common with silks and threads,
and all other articles for female use." Even medicines were sold there;
and Dr. Wm. B. Lawrence, the son of our hero, assures us that his father
was obliged to sell medicines, not only to customers, but to all the
physicians within a circuit of twenty miles, who depended on this
establishment for their supplies. "The confidence in his good judgment,"
he adds, "was such that he was often consulted in preference to the
physician, by those who were suffering from minor ails; and many were
the extemporaneous doses which he administered for the weal or woe of
the patient."

The Brazer store was a prominent feature in Groton. It was a place of
general resort, and close by was the tavern where the mail coaches
stopped. Travelers were constantly passing through the town, bringing
the news of those stirring days when Napoleon was rushing over Europe
with his armies, overturning old states and building up new ones, and
changing the destinies of the world. The domestic politics of the day
were exciting, and it is likely that they aided, together with the
events in the Old World, in imparting to the character of Mr. Lawrence
the earnestness and gravity for which he was noted when a mere lad.

Mr. Brazer had in his employ a number of clerks, but it was not long
before the energy and business talent of young Lawrence made him the
most trusted of all. Mr. Brazer did not give much personal attention to
the store, and when he found that his young clerk was so admirable and
reliable a manager, he left the business entirely in his hands. This was
a post of unusual responsibility for one so young, but Amos Lawrence
accepted it promptly, and labored to discharge its duties faithfully. He
at once established the character for probity and fairness which
distinguished him through life; his simple assertion was sufficient in
any matter, being received with implicit trust by all who knew him. His
duties kept him constantly employed, and though he lived within a mile
of his father's house, weeks sometimes passed without giving him the
opportunity of visiting it.

Drunkenness was at that day the curse of New England. Every body drank,
and such fiery fluids as brandy, whisky, rum, and gin were the
favorites. Men, women, and children were addicted to the vice, and
Groton was no exception to the rule. Mr. Brazer's store was famous for
the good liquors served out to its customers, and his clerks were aware
that their employer did not object to their helping themselves when they
felt thirsty. Amos Lawrence fell into the habit to which all were given,
and for some time went along with the rest; but at length he came to the
conclusion that such indulgence was wantonly ruining his health, and he
resolved to abstain entirely. "We five boys," said he, years afterward,
"were in the habit, every forenoon, of making a drink compounded of rum,
raisins, sugar, nutmegs, etc., with biscuit--all palatable to eat and
drink. After being in the store four weeks, I found myself admonished by
my appetite of the approach of the hour for indulgence. Thinking the
habit might make trouble if allowed to grow stronger, without further
apology to my seniors, I declined partaking with them. My first
resolution was to abstain for a week, and, when the week was out, for a
month, and then for a year. Finally, I resolved to abstain for the rest
of my apprenticeship, which was for five years longer. During that whole
period I never drank a spoonful, though I mixed gallons daily for my old
master and his customers."

At the same time, Mr. Lawrence determined that he would not use tobacco
in any form. He was very fond of the odor of "the weed," and at one
period of his life always kept a fine Havana in his drawer that he might
enjoy the scent of it; but he was totally free from our disgusting
national vice in any of its forms. In this respect, as indeed in all
others, he offers a fine example to the rising youth of the present
generation.

On the 22d of April, 1807, Mr. Lawrence completed his twenty-first year,
and his seven years' apprenticeship with Mr. Brazer came to an end. He
was now of an age to enter into business for himself, and it was his
intention to open a small store in Groton, in connection with a brother
apprentice, but before doing so he decided to visit Boston for the
purpose of establishing a credit. He reached the city with but twenty
dollars in his pocket, richer, he subsequently declared, in his own
estimation, than he ever felt before or afterward. While in the city, he
received the offer of a clerkship from a mercantile house of good
standing. It was entirely unsolicited, and took him by surprise, but he
decided to accept it, and abandoned his idea of going into business for
himself in Groton; and this act led to a career entirely different from
that to which he had looked forward.

Boston, in 1807, had a population of about thirty thousand, and the
commercial position of the city was relatively much greater than at
present. The foreign trade of the United States was enormous, and was
carried on in American ships, and not, as at present, in foreign
vessels. The total tonnage of American shipping engaged in this trade
was seven hundred thousand tons, and of this Boston possessed a fair
share. Her domestic trade was also important.

"The merchants of Boston had then high places in the estimation of the
world. The Perkinses, the Sargeants, the Mays, the Cabots, the
Higginsons, and others, were known throughout the world for their
integrity, their mercantile skill, and the extent and beneficial
character of their operations. These were the golden days of Boston's
commerce.... The standard of integrity was high, and though it would be
absurd to suppose that there was not the usual amount of evil in the
place, it may be assumed that in no part of the world was the young
trader more likely to find severer judges of character and conduct, or
to be better treated if he should afford unquestionable proofs of
capacity and honesty."

It was into this community that Mr. Lawrence now entered, and in which
his life was spent. He gave such satisfaction to his employers that,
when he had been with them a short time, they astonished him with the
offer of a partnership. He was but partially acquainted with their
affairs, but their manner of conducting their business did not please
him, and he declined their offer. His sagacity was verified by the
result. In a few months the firm failed, and the creditors appointed
him to settle their affairs, which he did to their satisfaction.

Being now out of employment, he resolved to commence business on his own
account in Boston. He had made such a favorable impression upon the
merchants of the city that he had no difficulty in obtaining credit. He
rented a store in Cornhill, stocked it with dry goods, and began his
career as a merchant. Four months after this, his father, who was keenly
interested in his son's success, without consulting the latter,
mortgaged his farm for one thousand dollars, and, repairing to Boston,
placed the money in Amos Lawrence's hands. Mr. Lawrence was profoundly
affected by this proof of his father's devotion, but he regretted it
none the less, as he knew that his failure would bring ruin to his
parent as well as to himself. "I told him," said he, forty years later,
"that he did wrong to place himself in a situation to be made unhappy if
I lost the money. He told me he _guessed I wouldn't lose it_, and I gave
him my note." Mr. Lawrence made a prompt use of the money, and paid the
mortgage at the proper time; but he had a narrow escape from loss, as
the bank on which he had bills for the amount of the mortgage failed
almost immediately after he had obtained specie for them.

"This incident," he said, "shows how dangerous it is to the independence
and comfort of families for parents to take pecuniary responsibilities
for their sons in trade, beyond their power of meeting them without
embarrassment. Had any Hillsborough bank-notes not been paid as they
were, nearly the whole amount would have been lost, and myself and my
family might have been ruined. The incident was so striking that I have
uniformly discouraged young men who have applied to me for credit,
offering their fathers as bondsmen; and by doing so I believe I have
saved some respectable families from ruin. My advice, however, has
sometimes been rejected with anger. A young man who can not get along
without such aid will not be likely to get along with it."

He began his business upon principles of prudence and economy, which he
rigidly maintained throughout his whole life. He never allowed himself
to anticipate his gains, and having fixed his personal expenses at a
certain sum, he never went beyond it. His system, which is thus stated
by himself, is offered here as a safe and admirable rule for all
persons:

"When I commenced, the embargo had just been laid, and with such
restrictions on trade that many were induced to leave it. But I felt
great confidence that, by industry, economy, and integrity, I could get
a living; and the experiment showed that I was right. Most of the young
men who commenced at that period failed by spending too much money, and
using credit too freely.

"I adopted the plan of keeping an accurate account of merchandise bought
and sold each day, with the profit, as far as practicable. This plan was
pursued for a number of years, and I never found my merchandise fall
short in taking an account of stock, which I did as often at least as
once in each year. I was thus enabled to form an opinion of my actual
state as a business man. I adopted also the rule always to have
property, after my second year's business, to represent forty per cent,
at least more than I owed--that is, never to be in debt more than two
and a half times my capital. This caution saved me from ever getting
embarrassed. If it were more generally adopted, we should see fewer
failures in business. Excessive credit is the rock on which so many
business men are broken."

Mr. Lawrence was very successful from the first. His profits during his
first year were fifteen hundred dollars, and over four thousand during
the second. In seven years he made over fifty thousand dollars. He paid
the closest attention to his business, and nothing could draw him from
it in working hours. After these were over he would take his pleasure.
His aim was to keep every thing in the most complete state possible.
During the first seven years of his business he never allowed a bill
against him to stand unsettled over the Sabbath. If he made a purchase
of goods on Saturday, and they were delivered to him that day, he always
examined and settled the bill by note, or by crediting it, and leaving
it clear, so that there should be no unfinished business to go over to
the next week, and make trouble for his clerks in case he should not be
at his post. "Thus," said he, "I always kept my business _before_ me,
instead of allowing it to drive me."

The first years of Mr. Lawrence's mercantile experience covered the
darkest period of the history of the Republic. They were marked by the
embargo, the crippling of our commerce by the hostility of England and
France, and the second war with Great Britain, in all of which there was
much to dis-hearten a beginner, even if he escaped positive loss.
Nothing was certain. The events of a single hour might undo the labor of
years, and baffle the best laid plans. Yet he persevered, and went
steadily on to fortune. He was remarkable for his keen foresight, as
well as for his prudence, and was always on the alert to profit by the
fluctuations of the market. Yet he abominated speculation. He averred
that speculation made men desperate and unfit for legitimate business,
and that it led them, when under excitement, to the commission of acts
against which their cooler judgment would have warned them. The fair
profits of legitimate business were, in his opinion, sure to reward any
honest and capable man. His aim was to elevate commerce, and not to
degrade it. He introduced into Boston the system of double-entry in
book-keeping, in advance of any other city merchant. He was prompt and
faithful in the performance of every contract, and required a similar
course toward himself from all indebted to him, as long as they were
able to do so. When they became unfortunate, he was kind and generous,
ready to compromise upon the most liberal terms, or to give them their
own time for payment; and it is recorded of him that he never dealt
harshly with a debtor who had failed in business.

As long as such a course was necessary, Mr. Lawrence devoted himself
entirely to his business, but after he had placed it on a safe footing,
he was careful to reserve to himself time for other duties and for
relaxation. No man, he said, had the right to allow his business to
engross his entire life. "Property acquired at such sacrifices as I have
been obliged to make the past year," he wrote at the commencement of
1826, "costs more than it is worth; and the anxiety in protecting it is
the extreme of folly." He never lost sight of the fact that man is a
responsible, intelligent being, placed in the world for other purposes
than the mere acquisition of wealth.

In October, 1808, his brother, Abbott Lawrence, afterward famous as a
merchant and statesman, came to him as an apprentice, and on the 1st of
January, 1814, he was admitted to partnership, the style of the firm
being A. & A. Lawrence. This partnership was terminated only by the
death of the elder brother in 1852. Their business was the importation
and sale of foreign manufactures, and the firm soon took its place at
the head of the Boston merchants engaged in this trade. The tariffs of
1816 and 1824 gave a new and powerful impetus to the manufacture of
woolens and cottons in this country, and the Lawrences entered largely
into the sale of these goods on commission. In 1830, they became
interested in the cotton mills at Lowell; and on the establishment of
the Suffolk, Tremont, and Lawrence Companies, as well as subsequently in
other corporations, they became large proprietors. From this time their
business as selling agents was on the most extensive scale, and their
income from all sources large in proportion. They amassed large
fortunes, and won names which are the most precious heritages of their
children.

Perhaps the best exposition of the principles upon which these brothers
conducted their commercial operations is found in the following letter
from the elder to the younger, written on the 11th of March, 1815, upon
the occasion of a visit to England by the latter on business for the
firm:


MY DEAR BROTHER--I have thought best, before you go abroad, to
suggest a few hints for your benefit in your intercourse with the
people among whom you are going. As a first and leading principle,
let every transaction be of that pure and honest character that you
would not be ashamed to have appear before the whole world as
clearly as to yourself. In addition to the advantages arising from
an honest course of conduct with your fellow-men, there is the
satisfaction of reflecting within yourself that you have endeavored
to do your duty; and however greatly the best may fall short of
doing all they ought, they will be sure not to do more than their
principles enjoin.

It is, therefore, of the highest consequence that you should not
only cultivate correct principles, but that you should place your
standard of action so high as to require great vigilance in living
up to it.

In regard to your business transactions, let every thing be so
registered in your books, that any person, without difficulty, can
understand the whole of your concerns. You may be cut off in the
midst of your pursuits, and it is of no small consequence that your
temporal affairs should always be so arranged that you may be in
readiness.

If it is important that you should be well prepared in this point
of view, how much more important is it that you should be prepared
in that which relates to eternity!

You are young, and the course of life seems open, and pleasant
prospects greet your ardent hopes; but you must remember that the
race is not always to the swift, and that, however flattering may
be our prospects, and however zealously you may seek pleasure, you
can never find it except by cherishing pure principles and
practicing right conduct. My heart is full on this subject, my dear
brother, and it is the only one on which I feel the least anxiety.

While here, your conduct has been such as to meet my entire
approbation; but the scenes of another land may be more than your
principles will stand against. I say _may be_, because young men of
as fair promise as yourself have been lost by giving a small
latitude (innocent in the first instance) to their propensities.
But I pray the Father of all mercies to have you in his keeping,
and preserve you amid temptations.

I can only add my wish to have you write me frequently and
particularly, and that you will embrace every opportunity of
gaining information.

Your affectionate brother, AMOS LAWRENCE.

TO ABBOTT LAWRENCE.


In his politics, Mr. Lawrence was a Federalist, and then a Whig. He
served for one term in the State Legislature as a Representative from
Boston, with credit to himself, but afterward avoided any active
participation in public events. When his nephew-by-marriage, General
Pierce, was a candidate for the Presidency, he was very much gratified
personally by the selection of the Democracy, but declined to vote for
him. In a letter to a friend, written at this time, he said: "I had a
charming ride yesterday with my nephew, Frank Pierce, and told him I
thought he must occupy the White House the next term, but that I would
go for Scott. Pierce is a fine, spirited fellow, and will do his duty
wherever placed. Scott will be my choice for President of the United
States."

Regarding himself as a steward of the riches committed to him, Amos
Lawrence was liberal in his charities. During the last twenty-four years
of his life he kept an accurate account of the sums he thus distributed,
but with no idea that the statement, which he intended for his own eye
only, would ever be made public. During this period he gave away six
hundred and thirty-nine thousand dollars. The greater part of this was
given away in ten years, and during a period when his average income was
sixty thousand dollars a year. He was a liberal patron of education,
giving large sums to its extension; and it was his delight to assist
poor clergymen, without regard to denominations. He gave away clothing,
food, books, etc., in large quantities, as well as ready money. "Two
rooms in his house," says his son and biographer, "and sometimes three,
were used principally for the reception of useful articles for
distribution. There, when stormy weather or ill-health prevented him
from taking his usual drive, he was in the habit of passing hours in
selecting and packing up articles which he considered suitable to the
wants of those whom he wished to aid." He did not forget the children,
and many of his packages contained toys, and books, and other things
calculated to promote their enjoyment.

He was beset with beggars of all kinds, many of whom he was compelled to
refuse. In his diary, he wrote on the 11th of April, 1849, "Applications
come in from all quarters, for all objects. The reputation of giving
freely is a very bad reputation, so far as my personal comfort is
concerned."

It pained him to have his charities made public, and he frequently
requested the recipients to say nothing about them. He once made a
present of some books to the Johnson school for girls, and the gift
being acknowledged through the columns of a newspaper, he wrote to the
principal of the school: "I merely want to say that I hope you will not
put me in the newspaper at present, and when my work is done here, if
you have any thing to say about me that will not hurt my children and
grandchildren, say on," To another party he wrote: "I must request that
my name be not thrust forward, as though I was to be a by-word for my
vanity. I want to do good, but am sorry to be published, as in the
recent case."

As a merchant, Mr. Lawrence was upright, prudent, far-seeing, sagacious,
and courageous; as a citizen, he was patriotic, public-spirited, and
devoted; and as a man, he was a sincere, earnest, Christian husband,
father, and friend. Viewed in any light, his character affords one of
the most perfect models to be found in our history. He was the Christian
_gentleman_ in all things, even in the minutest detail of his business.
His standard was very high, but he came up to it. Courteous and
dignified in manner, with a face handsome and winning in youth, and
gentle and benignant in age, he made scores of friends wherever he went,
for it was a true index to his character. It is a significant and
interesting fact that, during the hottest passages of the old
nullification times, although his views were known to be
uncompromisingly opposed to the attitude of the South, he never lost the
warmest friendship of some of the most advanced of the South Carolina
leaders. When one thinks of the friendships that were wrecked amid the
passions of those days, this fact speaks volumes for the personal
attributes of Mr. Lawrence.

He was a true American--proud of his country's past, hopeful for her
future, and desiring nothing better than to live and die in the land of
his birth. He sent his children abroad that they might see the Old
World, and profit by the lessons learned there, but he strove earnestly
to keep them true to their country. To his son, who was traveling in
France in 1829, he wrote:

"Bring home no foreign fancies which are inapplicable to our state of
society. It is very common for our young men to come home and appear
quite ridiculous in attempting to introduce their foreign fashions. It
should be always kept in mind that the state of society is widely
different here from that in Europe; and our comfort and character
require it should long remain so. Those who strive to introduce many of
the European habits and fashions, by displacing our own, do a serious
injury to the republic, and deserve censure. An idle person, with good
powers of mind, becomes torpid and inactive after a few years of
indulgence, and is incapable of making any high effort. Highly important
it is, then, to avoid this enemy of mental and moral improvement. I have
no wish that you pursue trade; I would rather see you on a farm, or
studying any profession.

"It should always be your aim so to conduct yourself that those whom you
value most in the world would approve your conduct, if your actions were
laid bare to their inspection; and thus you will be pretty sure that He
who sees the motive of all our actions will accept the good designed,
though it fall short in its accomplishment. You are young, and are
placed in a situation of great peril, and are, perhaps, sometimes
tempted to do things which you would not do if you knew yourself under
the eye of your guardian. The blandishments of a beautiful city may lead
you to forget that you are always surrounded, supported, and seen by
that best Guardian."

He was an eminently just man, and he carried this trait into the little
details of his domestic life. His household adored him; and his friends
were bound to him by ties unusually strong. He was firm and positive in
his own opinions; but he was tolerant of those who differed from him. He
was a man of quick, nervous temperament, but he possessed a powerful
self-control. He was a sincere and earnest Christian, and while
attaching himself to the sect of his choice, his sympathies and aid went
out to the whole Christian Church.

Denominational differences had no place in his heart. He stood on the
broad platform of the "faith of Christ crucified."

During the last years of his life, Mr. Lawrence was a constant invalid.
To a man of his temperament this was a great trial, but he bore it
unflinchingly, exhibiting, in the long years of feeble health which
preceded his death, a cheerfulness and patience which plainly showed the
aid of the Arm on which he leaned for support. For sixteen years he did
not take a meal with his family. His food and drink, of the simplest
kind, were regularly weighed, a pair of scales being kept in his chamber
for that purpose. He wrote to his friend President Hopkins, of Williams
College: "If your young folks want to know the meaning of epicureanism,
tell them to take some bits of coarse bread (one ounce or a little
more), soak them in three gills of coarse meal gruel, and make their
dinner of them, and nothing else; beginning very hungry, and leaving off
more hungry."

Mr. Lawrence continued in this condition until December, 1852, when he
was seized with a severe attack of the stomachic trouble to which he was
a martyr. He died peacefully, on the last day of that month and year, at
the age of sixty-six years, eight months, and eight days. He was buried
in Mount Auburn Cemetery, and was followed to the grave by a host of
friends who mourned him as a brother, and by strangers to whom his
kindness in life had brought relief from many a care and suffering.




CHAPTER V.

ANDREW V. STOUT.


There are few men in the city of New York who have won more fairly their
proud positions in the mercantile world than he whose name stands at the
top of this page. For more than forty years he has carried on a large
and increasing business with an energy, skill, and probity which could
not fail of success.

ANDREW V. STOUT was born in the city of New York, at No. 6 Canal Street,
or, as it was then called, Pump Street, about the year 1814. When he was
scarcely more than a child he was left fatherless, and thrown upon his
own resources for a living. He was a manly little fellow, and, young as
he was, was fully alive to the importance of the position he was
compelled to assume. He was resolved not only to support himself, but
also to acquire a good education, and by studying hard while most boys
are at play, mastered the ordinary English branches by the time he was
twelve years old.

He had a mother and sister to support, and applied himself manfully to
the task of accomplishing this. He was well grown for his age, and was
generally supposed to be several years older than he really was. When he
was fourteen years old he applied for and received a position as
assistant teacher of the English branches in one of the public schools
of the city. The trustees of the school supposed he was at least
eighteen or nineteen years old. Had his true age been known to them, it
is probable he would not have received the appointment. He was not
questioned upon the subject, and he was wise enough to keep his own
counsel. He performed the duties of his position to the entire
satisfaction of the school officials, and made such a good impression on
his friends that at the age of sixteen he was made assistant principal
in one of the most important and popular private schools of the day,
taught by Shepherd Johnson, a name well known to the old residents of
New York.

He was very young to fill this position, and, as may be supposed, it was
peculiarly trying to one whose learning was mainly self-acquired. He was
determined to succeed, however, and he applied himself energetically to
master the course he was teaching. He studied harder and more constantly
than any of his pupils, and was always fresh on the lessons for the day.

When he was sixteen years old he was so well grown and so mature that he
passed for twenty. Having succeeded so well in the management of his
English classes, he was offered the position of instructor of Latin,
with an increase of his salary. The offer at first dismayed him. He was
thoroughly ignorant of the Latin language, and utterly unprepared for
the duties demanded of him. He was very anxious to have the place,
however, for he needed the increase of salary offered him, and, after
hesitating a little while, accepted it. He purchased a Latin grammar,
and engaged a private tutor. He studied hard, and soon mastered the
rudiments of the language. In this way he managed to keep ahead of his
classes. If a question was asked him which he could not answer, he
postponed his reply, looked into the matter at night, and explained it
the next morning. By such hard study and patient efforts did this boy,
himself a mere novice, turn out what was admitted by all to be the best
drilled Latin class Shepherd Johnson's school had ever boasted of.

When he was eighteen years old he was made principal of Public School
No. 2 of New York. He was living at Bushwick, where he resided with his
mother and sister in a cozy little cottage, the garden of which was his
pride, since he tended it with his own hands. It was his custom to rise
every morning at four o'clock, and work in his garden until seven. Then
he rode into the city, and attended to his school duties until four
o'clock, when he returned home.

He was now in possession of a comfortable living; but he was not
satisfied to do this and nothing more. He was anxious to win fortune, to
enter upon a more active and stirring pursuit, and he kept himself