"I suppose you spent all your money for those clothes."

"You are mistaken, Oscar.  I am not so foolish.  I left between two
and three thousand dollars in a New York bank, and I have more than
twice that in San Francisco."

"It isn't possible!" exclaimed Oscar, surprised and disappointed.

"Here is my bank-book; you can look at it," and Joe pointed to a
deposit of twenty-five hundred dollars.  "I don't think, Oscar, it
will pay me to accept your father's offer and take my old place."

"I don't understand it.  How did you do it?" asked the bewildered
Oscar.

"I suppose it was my luck," said Joe.

"Not wholly that," said Annie Raymond.  "It was luck and labor."

"I accept the amendment, Miss Annie."

Oscar's manner changed at once.  Joe, the successful Californian, was
very different from Joe, the hired boy.  He became very attentive to
our hero, and before he left town condescended to borrow twenty
dollars of him, which he never remembered to repay.  He wanted to go
back to California with Joe, but his father would not consent.

When Joe returned to San Francisco, by advice of Mr. Morgan he sold
out his restaurant to Watson and took charge of Mr. Morgan's real
estate business.  He rose with the rising city, became a very rich
man, and now lives in a handsome residence on one of the hills that
overlook the bay.  He has an excellent wife--our old friend, Annie
Raymond--and a fine family of children.   His domestic happiness is
by no means the smallest part of Joe's luck.



THE END